Terms and Conditions of TravelSure Insurance Promotion (“Promotion”)
The Promotion is organised by MSIG Insurance (Singapore) Private Limited (“MSIG“) and HSBC Bank (Singapore) Limited (“HSBC“) (“Organisers“). TravelSure is underwritten by MSIG and distributed by HSBC for the Promotion.
Promotion Period (“Promotion Period“): 1 August to 31 December 2024, both dates inclusive.
To be eligible for the Promotion:
You must have made a travel-related purchase using any HSBC credit card during the Promotion Period;
You must purchase a TravelSure policy (“Policy“) via HSBC’s website during the Promotion Period;
All applications and insurance premium payment must be accepted by MSIG during the Promotion Period;
A valid promotion code must be provided and entered at the time of application.
Under the Promotion, you will be entitled to an additional 5% discount off your total premium, on top of any prevailing public promotion. Below is an example of how the additional discount is applied:
Prevailing public promotion: 40%
Additional discount from the Promotion: 5%
Total discount: 45%
The discount is non-transferrable and non-exchangeable for cash or credit in part or in whole.
The Organisers may change or vary these terms and conditions without prior notice or withdraw or discontinue the Promotion at any time without any notice or liability to you.
If you cancel your insurance policy for any reason, MSIG reserves the right to retain a minimum premium of S$50 from the refund premium (if applicable) allowed under the policy. Cancellation refund, if any, is allowed if no claims have been made.
For TravelSure (Single Trip) cover, an additional premium shall be chargeable for any change made to the cover type, plan type, travel dates and destination subsequent to the policy issuance, subject to a minimum of S$10 nett. The change will not affect the original policy discount. Where the change results in premium falling below the original charges when the policy was first issued, no refund of premium is granted.
The Organisers’ determination of all matters relating to this Promotion shall be final and conclusive and in the event of any inconsistency between these Terms and Conditions and any brochures, marketing or promotional materials relating to this Promotion, these Terms and Conditions shall prevail.
These Terms and Conditions are governed by and to be construed in accordance with the laws of the Republic of Singapore and you agree to the exclusive jurisdiction of the courts of the Republic of Singapore.
A person who is not a party to these Terms and Conditions has no right under the Contracts (Rights of Third Parties) Act 2001 to enforce any of these Terms and Conditions.