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HSBC General Terms & Conditions (Singapore)
(Valid until 30 March 2025)

  1. A customer who holds a HSBC Credit Card (except HSBC Corporate Card, and HSBC Debit Card) issued by HSBC Bank (Singapore) Limited (“HSBC“) in Singapore (such HSBC Credit Card, a “Card“) as a credit cardholder and whose credit card account is in good standing with HSBC over the entire Promotional Period (as defined below) and at the time of fulfillment(as determined by HSBC at its discretion) and who fulfills these terms and conditions (such customer, a “Cardholder“) shall be eligible to participate in the promotion (“Promotion“).
  2. The Promotion is available to the qualifying and eligible cardholders of HSBC Credit Cards issued in Singapore. Cardholders must settle payment with their HSBC Credit Card in order to enjoy the Promotion.
  3. The Promotion cannot be exchanged for cash or other products.
  4. The Promotion is non-transferable and non-cumulative and cannot be used in conjunction with any other discount, promotions, discounted items and fixed price items (unless specified).
  5. HSBC is not the supplier of the products and/or services hereunder and shall not be liable for any loss, damage, expense, claim or costs suffered or incurred by the Eligible Cardholder or any other person in relation to or in connection with the same in any manner whatsoever.
  6. The Merchant and HSBC reserve the right to vary any of these terms and conditions, or to withdraw this Promotion, at any time in their discretion without prior notice.
  7. Other terms and conditions apply, please refer to the merchant for more details.
  8. All information is accurate as at time of publishing or posting online.

HSBC General Terms & Conditions (Singapore)
(Effective from 31 March 2025)

  1. A customer who holds a HSBC Credit Card (except HSBC Corporate Card, and HSBC Debit Card) issued by HSBC Bank (Singapore) Limited (“HSBC“) in Singapore (such HSBC Credit Card, a “Card“) as a credit cardholder and whose credit card account is in good standing with HSBC over the entire Promotional Period (as defined below) and at the time of fulfillment(as determined by HSBC at its discretion) and who fulfills these terms and conditions (such customer, a “Cardholder“) shall be eligible to participate in the promotion (“Promotion“).
  2. The Promotion is available to the qualifying and eligible cardholders of HSBC Credit Cards issued in Singapore unless otherwise stated. Cardholders must settle payment with their HSBC Credit Card in order to enjoy the Promotion.
  3. We may determine in our reasonable discretion whether any given Cardholder is eligible for the Promotion and/or whether such Cardholder has met all of the relevant requirements under these Promotional Terms and Conditions.
  4. Discounts, offers, prizes, gifts, complimentary items, vouchers, rebates, redemptions and privileges are non-transferable, non-replaceable, non-redeemable for cash, rewards points, credit, or kind in all cases, whether in whole or in part. We may substitute these with other item(s) of similar value.
  5. The Promotion is subjected to the terms and conditions of the merchant(s) providing the relevant products and/or services. Please refer to the relevant merchant(s) for details. HSBC is not a supplier of the products and/or services provided by the merchant(s) involved in the Promotion and will not accept any liability in relation thereto.
  6. The Promotion is not valid in conjunction with other offers, campaigns, promotions, privileges, and vouchers, except for the promotions as we may otherwise specify from time to time.

    In other words, the same customer cannot receive any other reward, gift or account credit or promotional rate from other promotions, other than those which are stated or as we may otherwise specify from time to time.

  7. Our records in respect of the Promotion shall be conclusive and binding on you.
  8. We may revise these Promotional Terms and Conditions (including but not limited to varying the promotional mechanics under the Promotion or the Promotional Period), or withdraw or alter any part of the Promotion at any time, if it is reasonably necessary to:
    1. reflect changes to our operational costs, business operations, systems and processes, our arrangements with third parties or industry or market conditions or practice;
    2. give effect to applicable law, rule, regulation or change, requirement, order, notice, recommendation or guidance issued by any regulatory or governmental authority, stock exchange, or body having jurisdiction over us or a court of competent jurisdiction;
    3. align with standards or expectations on practices relating to banking and financial services, environmental, social and governance, consumer and investor protection, cyber, digital, technology, operational resilience or taxation; or
    4. otherwise protect our legitimate interests.

    The updates include amendments to:

    1. the Promotional Period;
    2. the eligibility criteria for the Promotion;
    3. the promotional rate or discount;
    4. the type of Reward or Gift;
    5. the redemption period or criteria for a Reward or Gift;
    6. the limit to the number of Rewards or Gifts available for redemption under the Promotion;
    7. the validity period of a Reward or Gift; and/or
    8. the merchant(s) providing the Reward or Gift.

    To the extent reasonably practicable, we will give you reasonable notice of any changes to these Promotional Terms and Conditions before such change takes effect. Notification of any such changes may be placed at our branches, published on our website, sent through email or mobile, or via any other method we think is reasonably appropriate.

    If you do not agree with a change, you can cease to participate in the Promotion.

  9. None and no part of these Promotional Terms and Conditions may be recorded, reproduced, shared, copied, stored or transmitted in any form or by any means, whether electronic, mechanical, photocopying, photographing, recording or otherwise without our prior written consent. These Promotional Terms and Conditions remain our property and all our rights are reserved.
  10. These Promotional Terms and Conditions are governed by the laws of Singapore and the parties submit to the non-exclusive jurisdiction of the courts of Singapore.
  11. All information is accurate as at time of publishing or posting online.