Yes, all local Retail Transactions, Online
Transactions and Overseas Transactions (not including the Excluded
Transactions) count towards the minimum Qualifying Spend.
For the purpose of this Promotion:
"
Qualifying Spend" shall mean posted retail
transactions (including
but not limited to monthly charges under the interest free
instalment payment plan
of any merchant, and in the case of HSBC Spend Instalment, only the
total purchase
amount will qualify as a Qualifying Spend in the month of purchase),
including Local
Retail Transactions, Online Transactions and Overseas Transactions,
charged to a
Registered Card (as defined below) account and/or to the account of
the supplemental
cardholder of the relevant Registered Cardholder (as defined below)
during the
Promotional Period BUT shall exclude the Excluded Transactions.
"
Local Retail Transactions" shall mean posted
retail transactions
(excluding Online Transactions) which are successfully carried out
in Singapore
dollars to a Registered Card account and/or to the account of the
supplementary
cardholder of the relevant Registered Cardholder.
"
Online Transactions" shall mean all retail
transactions
successfully charged to a Registered Card account and/or to the
account of a
supplemental cardholder of a Registered Cardholder made via the
internet and
processed by the respective merchants/acquirers as an online
transaction type
through the MasterCard International Incorporated and/or Visa
Worldwide networks
during the Promotional Period.
"
Overseas Transactions" shall mean all overseas
transactions
successfully carried out outside Singapore and charged in foreign
currency to a
Registered Card account and/or to the account of a supplemental
cardholder of a
Registered Cardholder during the Promotional Period.
"
Excluded Transactions" shall mean any of the
following (which
shall, where applicable, be determined based on the transaction
descriptions
reflected in HSBC's system and the merchant category codes from Visa
/ MasterCard):
- Foreign exchange transactions (including but not limited to
Forex.com);
- Donations and payments to charitable, social organisations
and religious
organisations;
- Quasi‑cash transactions (including but not limited to
transactions
relating to money orders, traveler's checks, gaming related
transactions,
lottery tickets and gambling);
- Payments made to financial institutions, securities
brokerages or dealers
(including but not limited to the trading of securities,
investments or
crypto-currencies of any kind);
- Payments on money payments/transfers (including but not
limited to Paypal,
SKR skrill.com, CardUp, SmoovPay, iPayMy);
- Payments to any professional services provider (including
but not limited to
GOOGLE Ads, Facebook Ads, Amazon Web Services, MEDIA TRAFFIC
AGENCY INC);
- Top-ups, money transfers or purchase of credits of prepaid
cards,
stored‑value cards or e‑wallets (including but
not limited to
Grab Top‑Up, EZ‑Link, Transitlink, NETS FlashPay
and Youtrip);
- Payments in connection with any government institutions
and/or services
(including but not limited to court costs, fines, bail and
bond payment)
other than (tuition fee payments) to the following
educational institutions:
-
- National University of Singapore (NUS);
- Nanyang Technological University (NTU);
- Singapore Management University (SMU);
- Singapore University of Technology and Design
(SUTD);
- Singapore Institute of Technology (SIT) and
Singapore University of Social
Sciences (SUSS);
- Singapore Polytechnic (SP);
- Nanyang Polytechnic (NYP);
- Ngee Ann Polytechnic;
- Republic Polytechnic;
- Temasek Polytechnic;
- Any AXS and ATM transactions;
- Any payments or transactions on Carousell;
- Tax payments (including HSBC Tax Payment Facility);
- Payments for cleaning, maintenance and janitorial services
(including
property management fees);
- Payments to insurance companies (including but not limited
to sales,
underwriting, premiums and insurance services);
- Payments on utilities;
- The monthly instalment amounts under the HSBC Spend
Instalment;
- Balance transfers, fund transfers, cash advances, finance
charges, late
charges, HSBC's Cash Instalment Plan, any fees charged by
HSBC; and
- Any unposted, cancelled, disputed and refunded transactions,
and such other
categories of transactions which HSBC may exclude from time
to time without
notice or giving reasons.