All Qualifying Spend must be transacted between 19 May to 18 July 2025, both dates inclusive.

To participate in this Promotion, an Eligible Customer must:

1. Register their interest via the HSBC Credit Card Campaign Registration Form (“E-Form“) using the Gift Code “ESCAPE” within the Promotional Period (each successfully registered Cardholder shall be a “Registered Cardholder” and the Card used by him/her to make the registration will be a “Registered Card“). If the Gift Code consists of a spelling/typo error, the registration will be void and you will not be eligible for this Promotion.
2. Be among the first 950 Registered Cardholders to charge a minimum Qualifying Spend of S$500 equivalent in foreign currency within Promotional Period to their Registered Card(s). For the purposes of calculating eligible Overseas Transactions, transactions made in foreign currencies will be converted into Singapore dollars based on HSBC’s prevailing exchange rate applicable at the time of exchange.
3. Cardholders only need to register their interest once during the Promotional Period.

Each Qualified Customer shall be entitled to one (1) S$20 cashback (the “Cashback“) for every eligible S$500 equivalent in foreign currency, up to a maximum of up to S$100 cashback.

The first 750 Qualified Cardholders who charge a Minimum Qualifying Spend of S$2,500 equivalent in Overseas Transactions within the Promotional Period to their Registered Card(s) shall be entitled to receive a bonus S$100 GrabGifts Voucher (“GrabGifts“).

Minimum Qualifying Spend	Gift	Gift Code
Every Qualifying Spend of S$500 equivalent in foreign currency.	S$20 Cashback (capped at S$100) Limited to the first 950 Qualified Cardholders in respect of the Promotional Period. Please refer to Clause 4(b) above.	ESCAPE
Bonus Gift – Qualified Cardholders who have charged a Minimum Qualifying Spend of S$2,500 equivalent in Overseas Transactions within the Promotional Period to their Registered Card(s) will receive S$100 worth of GrabGifts Voucher, limited to the first 750 Qualified Cardholders.

Minimum Qualifying Spend
Every Qualifying Spend of S$500 equivalent in foreign currency.
Gift
S$20 Cashback (capped at S$100) Limited to the first 950 Qualified Cardholders in respect of the Promotional Period. Please refer to Clause 4(b) above.
Gift Code
ESCAPE

Bonus Gift – Qualified Cardholders who have charged a Minimum Qualifying Spend of S$2,500 equivalent in Overseas Transactions within the Promotional Period to their Registered Card(s) will receive S$100 worth of GrabGifts Voucher, limited to the first 750 Qualified Cardholders.

“Qualifying Spend” shall mean posted retail transactions in foreign currency, including Online Transactions and Overseas Transactions charged to a Registered Card account (as defined below) and/or to the account of the supplementary cardholder of the relevant Registered Customer (as defined below) during the Promotional Periods.

“Online Transactions” shall mean all retail transactions successfully charged to a Registered Card account and/or to the account of a supplemental cardholder of a Registered Customer made via the internet and processed by the respective merchants/acquirers as an online transaction type through the MasterCard International Incorporated and/or Visa Worldwide networks during the Promotional Period.

“Overseas Transactions” shall mean all overseas transactions successfully carried out outside Singapore and charged in foreign currency to a Registered Card account and/or to the account of a supplemental cardholder of a Registered Customer during the Promotional Period.

“Excluded Transactions” shall mean any of the following (which shall, where applicable, be determined based on the transaction descriptions reflected in HSBC’s system and the merchant category codes from Visa / MasterCard):

• Foreign exchange transactions (including but not limited to Forex.com);
• Donations and payments to charitable, social organisations and religious organisations;
• Quasi-cash transactions (including but not limited to transactions relating to money orders, traveler’s checks, gaming related transactions, lottery tickets and gambling);
• Payments made to financial institutions, securities brokerages or dealers (including but not limited to the trading of securities, investments or crypto-currencies of any kind);
• Payments on money payments/transfers (including but not limited to Paypal, SKR skrill.com, CardUp, SmoovPay, iPayMy);
• Payments to any professional services provider (including but not limited to GOOGLE Ads, Facebook Ads, Amazon Web Services, MEDIA TRAFFIC AGENCY INC);
• Top-ups, money transfers or purchase of credits of prepaid cards, stored-value cards or e-wallets (including but not limited to Grab Top-Up, EZ-Link, Transitlink, NETS Flashpay and Youtrip);
• Payments in connection with any government institutions and/or services (including but not limited to court costs, fines, bail and bond payment);
• Payments to educational institutions;
• Any AXS (including AXS Pay+Earn) and ATM transactions;
• Any payments or transactions on Carousell;
• Tax payments;
• Payments for cleaning, maintenance and janitorial services (including property management fees);
• Payments to insurance companies (including but not limited to sales, underwriting, premiums and insurance services);
• Payments on utilities;
• The monthly instalment amounts under the HSBC Spend Instalment and HSBC 0% Card Instalment Plans; In the case of HSBC Spend Instalment, only the total purchase amount will qualify as a Qualifying Spend in the month of purchase.
• Balance transfers, fund transfers, cash advances, finance charges, late charges, HSBC’s Cash Instalment Plan, any fees charged by HSBC;
• Any unposted, cancelled, disputed and refunded transactions.

A Merchant Category Code (MCC) is a four-digit number assigned to a merchant/business by the merchant’s acquiring bank. The acquiring bank provides the credit card payment facilities used by the merchant and it determines and applies (with respect to the account), the MCC which in its view best describes the merchant activity. HSBC does not determine the merchant’s MCC.

For the avoidance of doubt, transactions made at merchants with the following MCCs will not be considered as Qualifying Spend. The following list of MCCs may be updated by HSBC from time to time without prior notice.

	Excluded Merchant Category Code (MCC)	Description
1	4829	Money Transfer
2	4900	Utilities – Electric, Gas, Water and Sanitary
3	5199	Nondurable Good
4	5960	Direct Marketing – Insurance Services
5	6010	Financial Institutions – Manual Cash Disbursements
6	6011	Financial Institutions – Automated Cash Disbursements
7	6012	Financial Institutions – Merchandise, Services, and Debt Repayment
8	6050	Quasi Cash—Customer Financial Institution
9	6051	Non-Financial Institutions – Foreign Currency, Non-Fiat Currency (for example: Cryptocurrency), Money Orders (Not Money Transfer), Travelers Cheques, and Debt Repayment
10	6211	Security Brokers / Dealers
11	6300	Insurance Sales, Underwriting, and Premiums
12	6513	Real Estate Agents & Managers – Rentals
13	6529	Remote Stored Value Load – Member
14	6530	Remote Stored Value Load – Merchant
15	6532	PSP-Member-Payment Transaction
16	6533	PSP-Merchant-Payment Transaction
17	6534	Money Transfer Member
18	6536	Moneysend – Intracountry
19	6537	Moneysend – Intercountry
20	6538	Moneysend Funding
21	6540	Non-Financial Institutions – Stored Value Card Purchase/Load
22	6555	Mastercard Imitated Rebate
23	7299	Other Services-Not Elsewhere Classified
24	7349	Clean/Maint/Janitorial Serv
25	7399	Business Services (Not Elsewhere Classified)
26	7511	Quasi Cash – Truck Stop Trxns
27	7523	Automobile Parking Lots and Garages
28	7801	Government Licensed On-Line Casinos (On-Line Gambling) (US Region only)
29	7995	Betting, including Lottery Tickets, Casino Gaming Chips, Off-Track Betting, and Wagers at Race Tracks
30	8062	Hospitals
31	8211	Elementary and Secondary Schools
32	8220	Colleges, Universities, Professional Schools, and Junior Colleges
33	8241	Correspondence Schools
34	8244	Business and Secretarial Schools
35	8249	Vocational and Trade Schools
36	8299	Schools and Educational Services (Not Elsewhere Classified)
37	8398	Charitable Social Service Organizations
38	8651	Political Organizations
39	8661	Religious Organizations
40	8999	Professional Services (Not Elsewhere Classified)
41	9211	Court Costs, Including Alimony and Child Support
42	9222	Fines
43	9223	Bail and Bond Payments
44	9311	Tax Payments
45	9399	Government Services (Not Elsewhere Classified)
46	9402	Postal Services – Government Only
47	9405	Intra-Government Purchases – Government Only
48	9754	Gambling-Horse Racing Dog Racing State Lotteries

Yes. All Qualifying Spend transactions charged to the Primary Cards in the name of the same Cardholder will be aggregated together to qualify for the minimum Qualifying Spend.

Supplementary cardholders are not eligible for this Promotion. However, for each main Cardholder who is a Registered Cardholder, Qualifying Spend made by supplementary cardholders will be consolidated under such main Cardholder’s Card account for the purpose of accumulating the relevant minimum Qualifying Spend.

Yes, you will still be eligible for Cashback provided that the lost credit card has been replaced and activated.

An acknowledgement of participation will be displayed after the E-Form is submitted but you will need to ensure that the registration details provided is accurate otherwise you will not be successfully registered and will not be eligible for the Promotion. This acknowledgement of participation does not equate to qualification of the Cashback, even if all the requirements of the participation is met.

Verification of the qualifying spend will only be done after the end of the Promotion Period thus HSBC is not able to advise if you have qualified for the Cashback before the end of the Promotional Period.

After the Promotional Periods, HSBC will verify if the minimum Qualifying Spend (less off any refunds/cancelled transactions) has been met by the Registered Cardholder. Qualifying Spend made by supplementary cardholders will be consolidated under the main Cardholder’s HSBC Card account for the purpose of accumulating the minimum Qualifying Spend.

Qualified Cardholders will receive an SMS notification on their mobile number registered with the Bank by 31 August 2025.