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Festive Spend & Get Promotion 2023/2024 Terms and Conditions

(A) Festive Spend & Get Promotion 2023/2024 Terms and Conditions

  1. This Festive Spend & Get Promotion 2023/2024 (“Promotion“) is valid for
    the following periods:

    1. 16 November to 31 December 2023, both dates inclusive (“Promotional
      Period 1
      “); and
    2. 1 January to 16 February 2024, both dates inclusive (“Promotional Period
      2
      “, together with Promotional Period 1, the “Promotional Periods”
      and each a “Promotional Period”),
  2. Unless otherwise stated, and is offered by HSBC Bank (Singapore)
    Limited
    (“HSBC” or the “Bank“) to customers:

    1. who hold one or more main HSBC credit cards (except HSBC US dollar cards, HSBC
      corporate cards, and HSBC debit cards) issued by HSBC in Singapore (each, a
      Card“) as a primary credit cardholder; and
    2. whose Card account is in good standing with HSBC over the entire Promotional
      Periods and at the time of fulfillment (as determined by HSBC at its
      discretion), (each such customer, a “Cardholder“).


  3. HSBC reserves the right to determine at our discretion whether:

    1. Cardholder(s) have met all the requirements of this Promotion; and
    2. Charges made to the Card qualify towards fulfilment of the relevant accumulated
      minimum Qualifying Spend (as defined below) set for the purposes of this
      Promotion.
  4. For the purpose of this Promotion:
    • Qualifying Spend” shall mean posted retail transactions,
      including Local Retail Transactions, Online Transactions and Overseas
      Transactions, charged to a Registered Card account (as defined below) and/or to
      the account of the supplemental cardholder of the relevant Registered Cardholder
      (as defined below) during the Promotional Periods BUT shall exclude the Excluded
      Transactions. In the case of HSBC Spend Instalment, only the total purchase
      amount will qualify as a Qualifying Spend in the month of purchase.
    • Local Retail Transactions” shall mean retail transactions
      which are successfully carried out in Singapore dollars and charged to a
      Registered Card account and/or to the account of the supplementary cardholder of
      the relevant Registered Cardholder.
    • Online Transactions” shall mean all retail transactions
      successfully charged to a Registered Card account and/or to the account of a
      supplemental cardholder of a Registered Cardholder made via the internet and
      processed by the respective merchants/acquirers as an online transaction type
      through the MasterCard International Incorporated and/or Visa Worldwide networks
      during the Promotional Periods.
    • Overseas Transactions” shall mean all overseas transactions
      successfully carried out outside Singapore and charged in foreign currency to a
      Registered Card account and/or to the account of a supplemental cardholder of a
      Registered Cardholder during the Promotional Periods.
    • Excluded Transactions” shall mean any of the following (which
      shall, where applicable, be determined based on the transaction descriptions
      reflected in HSBC’s system and the merchant category codes from Visa /
      MasterCard):

      • Foreign exchange transactions (including but not limited to Forex.com);
      • Donations and payments to charitable, social organisations and religious
        organisations;
      • Quasi-cash transactions (including but not limited to transactions
        relating to money orders, traveler’s checks, gaming related
        transactions, lottery tickets and gambling);
      • Payments made to financial institutions, securities brokerages or
        dealers (including but not limited to the trading of securities,
        investments or crypto-currencies of any kind);
      • Payments on money payments/transfers (including but not limited to
        Paypal, SKR skrill.com, CardUp, SmoovPay, iPayMy);
      • Payments to any professional services provider (including but not
        limited to GOOGLE Ads, Facebook Ads, Amazon Web Services, MEDIA TRAFFIC
        AGENCY INC);
      • Top-ups, money transfers or purchase of credits of prepaid cards,
        stored-value cards or e-wallets (including but not limited to Grab
        Top-Up, EZ-Link, Transitlink, NETS Flashpay and Youtrip);
      • Payments in connection with any government institutions and/or services
        (including but not limited to court costs, fines, bail and bond payment)
        other than (tuition fee payments) to the following educational
        institutions:

        • National University of Singapore (NUS);
        • Nanyang Technological University (NTU);
        • Singapore Management University (SMU);
        • Singapore University of Technology and Design (SUTD);
        • Singapore Institute of Technology (SIT) and Singapore University
          of Social Sciences (SUSS);
        • Singapore Polytechnic (SP);
        • Nanyang Polytechnic (NYP);
        • Ngee Ann Polytechnic;
        • Republic Polytechnic;
        • Temasek Polytechnic;
      • Any AXS and ATM transactions;
      • Any payments or transactions on Carousell;
      • Tax payments (including HSBC Tax Payment Facility);
      • Payments for cleaning, maintenance and janitorial services (including
        property management fees);
      • Payments to insurance companies (including but not limited to sales,
        underwriting, premiums and insurance services);
      • Payments on utilities;
      • The monthly instalment amounts under the HSBC Spend Instalment, HSBC
        Card Instalment Plan and HSBC PayinInstalments
      • Balance transfers, fund transfers, cash advances, finance charges, late
        charges, HSBC’s Cash Instalment Plan, any fees charged by HSBC;
      • Any unposted, cancelled, disputed and refunded transactions, and such
        other categories of transactions which HSBC may exclude from time to
        time without notice or giving reasons.
  5. To participate in this Promotion, a Cardholder must (in no particular order):
    1. Register their interest via the HSBC
      Credit Card Campaign Registration Form
      (“E-Form“) using
      the Gift Code FESTIVE within the Promotional Periods (each
      successfully registered Cardholder shall be a “Registered
      Cardholder
      ” and the Card used by him/her to make the registration
      will be a “Registered Card“). If the Gift Code consists of a
      spelling/typo error, the registration will be void and you will not be eligible
      for this Promotion.
    2. (i) Be among the first 1,000 Registered Cardholders to charge a minimum
      Qualifying Spend of S$7,000 and make a minimum of 10 qualifying transactions
      within each Promotional Period to their Registered Card(s); OR


      (ii) Be among the first 500 Registered Cardholders to charge a minimum
      Qualifying Spend of S$12,000 and make a minimum of 10 qualifying transactions
      within each Promotional Period to their Registered Card(s);
    3. Cardholders only need to register their interest once during the Promotional
      Periods to participate for both Promotional Period 1 and Promotional Period 2.
  6. Each Registered Cardholder who has satisfied the relevant requirements under Clause
    4b(i) shall be entitled to one (1) S$150 GrabGifts digital voucher (the “Gift
    1
    “); and each Registered Cardholder who has satisfied the relevant
    requirements under Clause 4b(ii) shall be entitled to one (1) S$300 GrabGifts digital
    voucher (the “Gift 2“), in each case as determined by the Bank in its
    sole discretion (“Gift“).

    Minimum Qualifying Spend Gift Gift Code
    S$7,000

    (includes 10 qualifying transactions)
    S$150 GrabGifts voucher
    Limited to the first 1,000 Qualified Cardholders in respect
    of each Promotional Period. Please refer to Clause 4b(i) above.
    FESTIVE
    S$12,000

    (includes 10 qualifying transactions)
    S$300 GrabGifts voucher
    Limited to the first 500 Qualified Cardholders in respect of
    each Promotional Period. Please refer to Clause 4b(ii) above.
    Minimum Qualifying Spend
    S$7,000

    (includes 10 qualifying transactions)
    Gift
    S$150 GrabGifts voucher
    Limited to the first 1,000 Qualified Cardholders in respect
    of each Promotional Period. Please refer to Clause 4b(i) above.
    Gift Code
    FESTIVE
    Minimum Qualifying Spend
    S$12,000

    (includes 10 qualifying transactions)
    Gift
    S$300 GrabGifts voucher
    Limited to the first 500 Qualified Cardholders in respect of
    each Promotional Period. Please refer to Clause 4b(ii) above.
    Gift Code
    FESTIVE
    • A Registered Cardholder who has satisfied all the relevant requirements under
      Clause 4 shall be referred to as a “Qualified Cardholder“. HSBC
      shall in its absolute discretion determine if a Registered Cardholder has
      satisfied the terms and conditions of this Promotion. HSBC’s records relating to
      this Promotion including any details relating to registration and Qualifying
      Spend shall be final and binding on all Cardholders.
  7. Registrations in any other format, and/or e-form registrations with incorrect
    information will be automatically disqualified. An acknowledgement of participation will
    be displayed on the website after the e-form registration has been submitted. This
    acknowledgement of participation does not equate to qualification of the Gift, even if
    the Qualifying Spend requirement is met.
  8. By registering for this Promotion, a Cardholder consents to the use of his/her personal
    data by the Bank to contact him/her with updates and offers relating to this Promotion,
    including the use of the Cardholder’s telephone number and email address to contact
    him/her via SMS and email.
  9. All Qualifying Spend with transaction dates charged within the Promotional Period 1 must
    be posted to a Registered Cardholder’s Card account by 5 January 2024. All Qualifying
    Spend with transaction dates charged within the Promotional Period 2 must be posted to a
    Registered Cardholder’s Card account by 23 February 2024. HSBC accepts no liability for
    any late submission of any transaction by merchants for whatever reason.
  10. Each Qualified Cardholder is limited to a maximum of one (1) Gift of either Gift 1 or
    Gift 2 in respect of each Promotional Period.
  11. Use of the Gift is subject to the terms and conditions of the merchant providing the
    relevant products and/or services; please refer to the respective merchant for details.
    HSBC is not a supplier of the products and/or services provided by the merchant(s)
    involved in this Promotion and will not accept any liability in relation thereto. There
    will be no replacement of lost, defaced, damaged or stolen Gift after issuance.
  12. The Gift is not exchangeable for cash, Reward points, credit or kind in all cases,
    whether in whole or in part. HSBC may, at its discretion, substitute the Gift with an
    item of equal or similar value without prior notice.
  13. If any Qualifying Spend is cancelled or reversed during or after each Promotional Period
    such that the total Qualifying Spend charged to a Registered Card during each
    Promotional Period falls short of the relevant minimum Qualifying Spend, the relevant
    Cardholder will not be considered to have met the Qualifying Spend and will not be
    considered a Qualified Cardholder.
  14. All Qualifying Spend transactions charged to the Cards in the name of the same
    Cardholder will be aggregated together to qualify for the minimum Qualifying Spend. HSBC
    is not responsible for any failure or delay in the transmission of Qualifying Spend
    transactions by any party including but not limited to acquiring merchants, merchant
    establishments, or any telecommunications provider.
  15. Supplementary cardholders are not eligible for this Promotion. However, for each main
    Cardholder who is a Registered Cardholder, Qualifying Spend made by supplementary
    cardholders will be consolidated under such main Cardholder’s Card account for the
    purpose of accumulating the relevant minimum Qualifying Spend.
  16. A redemption SMS containing details of the Gift 1 or Gift 2 will be sent to each
    Qualified Cardholder’s registered mobile number in HSBC’s records by 31 March 2024,
    barring any unforeseen technical delays.
  17. If there are any issues regarding the non-receipt of the redemption SMS, Qualified
    Cardholders must contact HSBC by 30 April 2024. In the event of any disputes in relation
    to the Promotion, HSBC’s decision shall be final.
  18. SMS delivery is dependent on the relevant telecommunication service providers. HSBC is
    not responsible in any manner whatsoever for any non-receipt of, or delay in the receipt
    of, any SMS by any party.
  19. The Qualifying Spend accumulated by a Registered Cardholder for this Promotion is not
    valid for the purpose of, and cannot be used for, any other offers or promotions unless
    otherwise stated.
  20. In the event that a Registered Card is voluntarily or involuntarily cancelled or
    terminated or suspended for any reasons whatsoever, or a Qualified Cardholder is
    determined by HSBC (in its sole discretion) not to have fulfilled the conditions of the
    Promotion for any reason, HSBC reserves the right to disqualify the Qualified Cardholder
    at its sole discretion.
  21. HSBC’s records relating to this Promotion including but not limited to any details
    relating to registration and Qualifying Spend shall be final and binding on all
    Cardholders.
  22. HSBC reserves the right to vary, delete or add to any of these terms and conditions, or
    withdraw or alter the Promotion at any time without prior notice.
  23. In case of a dispute, the decision of HSBC shall be final.
  24. Should there be any issues related to this Promotion, the Cardholder is required to
    contact HSBC at 1800-HSBC NOW (4722 669) or e-mail to [email protected] by 30 April 2024.
  25. This Promotion is strictly not valid with other offers or promotions (excluding HSBC
    Credit Card acquisitions promotions) unless otherwise stated. For the avoidance of
    doubt, Cardholders who register their Card under this Promotion shall not be eligible to
    participate in any other HSBC credit card promotions or similar promotions offered by
    the Bank during the Promotional Periods. Likewise, Cardholders who register their Card
    under other promotions shall not be eligible to participate in this Promotion.
  26. These terms and conditions are governed by the laws of the Republic of Singapore and the
    parties submit to the non-exclusive jurisdiction of the courts of Singapore.
  27. All information is accurate at the time of publishing or posting online.

(B) Festive Spend & Get Promotion 2023/2024 FAQs




All Qualifying Spend must be transacted within the following periods:

  1. 16 November to 31 December 2023, both dates inclusive (“Promotional Period
    1
    “); and
  2. 1 January to 16 February 2024, both dates inclusive (“Promotional Period
    2
    “),



To participate in this Promotion, a Cardholder must:

  1. Register their interest via the HSBC
    Credit Card Campaign Registration Form
    (“E-Form“) using the
    Gift Code FESTIVE within the Promotional Periods (each successfully
    registered Cardholder shall be a “Registered Cardholder” and the
    Card used by him/her to make the registration will be a “Registered
    Card
    “). If the Gift Code consists of a spelling/typo error, the
    registration will be void and you will not be eligible for this Promotion.
  2. (i) Be among the first 1,000 Registered Cardholders to charge a minimum Qualifying
    Spend of S$7,000 and make a minimum of 10 qualifying transactions within each
    Promotional Period to their Registered Card(s); OR


    (ii) Be among the first 500 Registered Cardholders to charge a minimum Qualifying
    Spend of S$12,000 and make a minimum of 10 qualifying transactions within each
    Promotional Period to their Registered Card(s);



Minimum Qualifying Spend Gift Gift Code
S$7,000

(includes 10 qualifying transactions)
S$150 GrabGifts voucher
Limited to the first 1,000 Qualified Cardholders in respect of
each Promotional Period. Please refer to Clause 4b(i) above.
FESTIVE
S$12,000

(includes 10 qualifying transactions)
S$300 GrabGifts voucher
Limited to the first 500 Qualified Cardholders in respect of
each Promotional Period. Please refer to Clause 4b(ii) above.
Minimum Qualifying Spend
S$7,000

(includes 10 qualifying transactions)
Gift
S$150 GrabGifts voucher
Limited to the first 1,000 Qualified Cardholders in respect of
each Promotional Period. Please refer to Clause 4b(i) above.
Gift Code
FESTIVE
Minimum Qualifying Spend
S$12,000

(includes 10 qualifying transactions)
Gift
S$300 GrabGifts voucher
Limited to the first 500 Qualified Cardholders in respect of
each Promotional Period. Please refer to Clause 4b(ii) above.
Gift Code
FESTIVE



Only local Retail Transactions, Online Transactions and Overseas
Transactions (not including the Excluded Transactions) as defined below would count
towards the minimum Qualifying Spend.

For the purpose of this Promotion:

  • Qualifying Spend” shall mean posted retail transactions, including
    Local Retail Transactions, Online Transactions and Overseas Transactions, charged to
    a Registered Card account (as defined below) and/or to the account of the
    supplemental cardholder of the relevant Registered Cardholder (as defined below)
    during the Promotional Periods BUT shall exclude the Excluded Transactions. In the
    case of HSBC Spend Instalment, only the total purchase amount will qualify as a
    Qualifying Spend in the month of purchase.
  • Local Retail Transactions” shall mean retail transactions which
    are successfully carried out in Singapore dollars and charged to a Registered Card
    account and/or to the account of the supplementary cardholder of the relevant
    Registered Cardholder.
  • Online Transactions” shall mean all retail transactions
    successfully charged to a Registered Card account and/or to the account of a
    supplemental cardholder of a Registered Cardholder made via the internet and
    processed by the respective merchants/acquirers as an online transaction type
    through the MasterCard International Incorporated and/or Visa Worldwide networks
    during the Promotional Periods.
  • Overseas Transactions” shall mean all overseas transactions
    successfully carried out outside Singapore and charged in foreign currency to a
    Registered Card account and/or to the account of a supplemental cardholder of a
    Registered Cardholder during the Promotional Periods.
  • Excluded Transactions” shall mean any of the following (which
    shall, where applicable, be determined based on the transaction descriptions
    reflected in HSBC’s system and the merchant category codes from Visa / MasterCard):

    • Foreign exchange transactions (including but not limited to Forex.com);
    • Donations and payments to charitable, social organisations and religious
      organisations;
    • Quasi-cash transactions (including but not limited to transactions relating
      to money orders, traveler’s checks, gaming related transactions, lottery
      tickets and gambling);
    • Payments made to financial institutions, securities brokerages or dealers
      (including but not limited to the trading of securities, investments or
      crypto-currencies of any kind);
    • Payments on money payments/transfers (including but not limited to Paypal,
      SKR skrill.com, CardUp, SmoovPay, iPayMy);
    • Payments to any professional services provider (including but not limited to
      GOOGLE Ads, Facebook Ads, Amazon Web Services, MEDIA TRAFFIC AGENCY INC);
    • Top-ups, money transfers or purchase of credits of prepaid cards,
      stored-value cards or e-wallets (including but not limited to Grab Top-Up,
      EZ-Link, Transitlink, NETS Flashpay and Youtrip);
    • Payments in connection with any government institutions and/or services
      (including but not limited to court costs, fines, bail and bond payment)
      other than (tuition fee payments) to the following educational institutions:

      • National University of Singapore (NUS);
      • Nanyang Technological University (NTU);
      • Singapore Management University (SMU);
      • Singapore University of Technology and Design (SUTD);
      • Singapore Institute of Technology (SIT) and Singapore University of
        Social Sciences (SUSS);
      • Singapore Polytechnic (SP);
      • Nanyang Polytechnic (NYP);
      • Ngee Ann Polytechnic;
      • Republic Polytechnic;
      • Temasek Polytechnic;
    • Any AXS and ATM transactions;
    • Any payments or transactions on Carousell;
    • Tax payments (including HSBC Tax Payment Facility);
    • Payments for cleaning, maintenance and janitorial services (including
      property management fees);
    • Payments to insurance companies (including but not limited to sales,
      underwriting, premiums and insurance services);
    • Payments on utilities;
    • The monthly instalment amounts under the HSBC Spend Instalment, HSBC Card
      Instalment Plan and HSBC PayinInstalments
    • Balance transfers, fund transfers, cash advances, finance charges, late
      charges, HSBC’s Cash Instalment Plan, any fees charged by HSBC;
    • Any unposted, cancelled, disputed and refunded transactions, and such other
      categories of transactions which HSBC may exclude from time to time without
      notice or giving reasons.



Yes. All Qualifying Spend transactions charged to the Primary Cards in
the name of the same Cardholder will be aggregated together to qualify for the minimum
Qualifying Spend.

Supplementary cardholders are not eligible for this Promotion.
However, for each main Cardholder who is a Registered Cardholder, Qualifying Spend made
by supplementary cardholders will be consolidated under such main Cardholder’s Card
account for the purpose of accumulating the relevant minimum Qualifying Spend.




Yes, you will still be eligible for Gift provided that the lost credit card has been
replaced and activated.



An acknowledgement of participation will be displayed after the E-Form
is submitted but you will need to ensure that the registration details provided is
accurate otherwise you will not be successfully registered and will not be eligible for
the Promotion. This acknowledgement of participation does not equate to qualification of
the Gift, even if all the requirements of the participation is met.

Verification of the qualifying spend will only be done after the
end of the Promotion Periods thus HSBC is not able to advise if you have qualified for
the Gift before the end of the Promotional Periods.




After the Promotional Periods, HSBC will verify if the minimum Qualifying Spend (less off
any refunds/cancelled transactions) has been met by the Registered Cardholder. Qualifying
Spend made by supplementary cardholders will be consolidated under the main Cardholder’s
HSBC Card account for the purpose of accumulating the minimum Qualifying Spend.



No. You have to accumulate your Qualifying Spend amount with a minimum of 10 qualifying
transactions within each Promotional Period to be eligible for the Gift.



No, Cardholders are only eligible for the Gift when they meet the minimum Qualifying Spend
amount AND a minimum of 10 Qualifying transactions.



All Qualifying Spend transactions charged to the Cards in the name of
the same Cardholder will be aggregated together to qualify for the minimum Qualifying
Spend.

Supplementary cardholders are not eligible for this Promotion.
However, for each main Cardholder who is a Registered Cardholder, Qualifying Spend made
by supplementary cardholders will be consolidated under such main Cardholder’s Card
account for the purpose of accumulating the relevant minimum Qualifying Spend.




No. Each Registered Cardholder is only entitled to one (1) Gift in respect of each
Promotional Period.



No. Registered Cardholder who has met the minimum Qualifying Spend for Promotional Period 1 will only be considered for the Gift in Promotional Period 1. A Registered Cardholder will need to make another minimum Qualifying Spend of S$7,000 / S$12,000 and minimum 10 qualifying transactions in Promotional Period 2 to be considered for the Gift in Promotional Period 2.




Each Cardholder only need to register their interest ONCE anytime within the Promotional
Periods for the Cardholder’s spend to be taken into consideration for both Promotional
Period 1 and Promotional Period 2.



Qualified Cardholders will receive an SMS notification / redemption on their mobile number
registered with the Bank by 31 March 2024.



HSBC reserves the right, at any time at its discretion, to amend or vary this list without
any reasons, prior notification and/or assuming any liability to any party and shall not be
liable to pay any compensation or enter into any correspondence in connection with the same.