Mid-Year Campaign 2019 - Qualified Spending Criteria

For the purpose of this Promotion:
"Qualifying Spend" means posted retail transactions charged to a Registered Card (as defined below) account and/or to the account of the supplemental cardholder of the relevant Registered Cardholder (as defined below) during the Promotional Period BUT shall exclude the Excluded Transactions.

"Eligible Online Foreign Currency Transactions" shall mean all posted retail transactions successfully charged in foreign currency to a Registered Card account and/or to the account of a supplemental cardholder of a Registered Cardholder made via the internet and processed by the respective merchants/acquirers as an online transaction type through the MasterCard International Incorporated and/or Visa Worldwide networks during the Promotional Period BUT shall exclude the Excluded Transactions.

"Eligible Overseas Transactions" shall mean all posted overseas transactions successfully carried out outside Singapore and charged in foreign currency to a Registered Card account and/or to the account of a supplemental cardholder of a Registered Cardholder during the Promotional Period BUT shall exclude the Excluded Transactions. Transactions that are processed outside Singapore but charged in Singapore dollars are not considered as Overseas Transactions.

"Eligible Petrol Transactions" means posted retail transactions classified under the following Merchant Category Codes: MCC 5541 (Service Stations) and MCC 5542 (Automated Fuel Dispensers) which are successfully carried out in Singapore and charged in Singapore dollars to a Registered Card account and/or to the account of the supplemental cardholder of the relevant Registered Cardholder during the Promotional Period BUT shall exclude the Excluded Transactions.

"Excluded Transactions" shall mean any of the following:-
  • foreign exchange transactions (for example but not limited to Forex.com, etc.), cash advances, late payment charges, bank charges, personal loan charges, balance and/or funds transfer transactions, cash instalment plans, tax payments, payments at government agencies, insurance premiums, donations, transactions relating to HSBC's Cash Instalment Plan, quasi-cash transactions (for example but not limited to transactions relating to money orders, traveler’s checks, gaming related transactions, lottery tickets) and any other fee charges in respect of a Card. In the case of transactions relating to instalment payment plans of any merchant, only each instalment amount charged to a Card within the Promotional Period qualifies as a Local Retail Qualifying Spend or Qualifying Spend (as the case may be), and not the aggregate amount of the instalment plan;
  • balances owing on Card accounts accruing from any period that does not fall within the Promotional Period;
  • transactions relating to top-ups of any pre-paid card (including but not limited to YouTrip, EZLINK, EZ Link, EZ-Link, FlashPay ATU, TRANSIT LINK);
  • transactions relating to the trading of securities of any kind including but not limited to any top up of any cash amount required by a financial institution;
  • transactions relating to payments and money transfers made through the internet (including but not limited to Paypal, SKR skrill.com) which are not Online Transactions;
  • any transaction that is subsequently cancelled, voided, disputed or reversed for any reason; and/or
  • such other categories of transactions which HSBC may exclude from time to time without notice or giving reasons.